Financial Planning for
Sun City Gardens
Beyond priceless peace of mind, senior living can be more cost-effective than remaining in your home. We understand that financial considerations are a significant part of this transition, and our goal is to provide clear, reassuring information to help you plan confidently.
How Much Does
Senior Living Cost?
The cost of senior living at Sun City Gardens depends on the individual’s needs and required level of care. Before a new resident moves in, we conduct a comprehensive assessment to ensure we tailor our services to provide the best possible support and value.
Our all-inclusive monthly fee typically covers:
- Housing: Comfortable and secure accommodations
- Meals: Delicious, chef-prepared meals served daily
- Care Services: Personalized assistance with daily activities, medication management, and more (based on assessment)
- Housekeeping: Regular cleaning and linen services
- Activities & Programs: A vibrant social, recreational, and wellness calendar
Request a Personalized Assessment
Senior Living vs. Homeownership: A Cost Comparison
Many families are surprised to discover that the “all-inclusive” nature of senior living can often be more financially predictable and less burdensome than the ongoing costs of homeownership. When comparing, consider these everyday expenses associated with maintaining a home in Menifee:
- Mortgage or Rent Payments
- Property Taxes
- Home Insurance
- Utilities: Electricity, gas, water, internet, cable, trash removal
- Home Maintenance & Repairs: Unexpected expenses for plumbing, roofing, appliances, landscaping, etc.
- Groceries & Meal Preparation
- Transportation Costs
- Out-of-Pocket Healthcare Expenses
- Social & Recreational Activities
At Sun City Gardens, our comprehensive services help save you time, stress, and often money by consolidating various expenses into one predictable monthly fee. This allows residents to enjoy their golden years without worrying about home upkeep.
Ways to Save on Senior Living Costs
Sun City Gardens provides value for residents and families through:
- Veterans Discounts: $100 off monthly rent for Veterans.
- Long-Term Care Insurance: Accepted for Assisted Living and Memory Care.
- Resident Referral Program: $1,000 rent credit, applied after the resident’s referral moves in for 90 days.
State Assistance Programs
We participate in CalAIM (California Advancing and Innovating Medi-Cal), which helps cover certain care-related services for eligible residents.
CalAIM is a statewide initiative designed to make Medi-Cal services more coordinated and accessible, including for seniors who need support in a residential care setting. For eligible residents, CalAIM can provide funding for certain health- and housing-related services—such as personal care assistance, transportation to medical appointments, and care coordination—while living in an Assisted Living or Memory Care community. The goal is to help residents remain in the least restrictive, most home-like environment possible.
Local Resources
We also work with a variety of agencies to connect families to additional resources.
Next Steps: Plan Your Future
with Confidence
We invite you to experience the warmth and quality of life at Sun City Gardens.
Our dedicated team is here to guide you through every step of the process. We will help you explore available financial options, answer your questions, and ensure you feel confident and secure in your decision.
